body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
	margin: 0px;
}

p {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #000000;
}

p.red {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #FF0000;
}

a:link {
	color: #0000FF;
	text-decoration: none;
}
a:visited {
	color: #0000FF;
	text-decoration: none;
}
a:hover {
	color: #FF0000;
	text-decoration: none;
}
a:active {
	color: #333333;
	text-decoration: none;
}

.12 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}

.11 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
}

.10 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
}

.9 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #000000;
}

.footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #999999;
}

h1 {font-family:Times, serif; font-weight:bold; color:#000000; font-size:18pt;}
h2 {font-family:Verdana, Arial, Helvetica, sans-serif; font-weight:bold; color:#999999; font-size:13pt;}

td.banner { 
background: url(images/banner_bg.gif); 
background-repeat: repeat-y; 
} 

td.leftcol { 
background: url(images/left_bg.gif); 
background-repeat: repeat-y; 
} 

td.rightcol { 
background: url(images/right_bg.gif); 
background-repeat: repeat-y; 
}